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DESCRIPTION:San Francisco Bay Area Foreclosure Summit to Discuss Options for Helping 
 Defrauded Home Owners Combat Bank of America, Wells Fargo and Other 
 Lenders\n\nPRWeb - Tuesday, September 11, 2012\n\nA free Foreclosure Summit 
 will be held Saturday, Sept. 15, 2012, 1 – 4 PM at the New Community of 
 Faith church, 6350 Rainbow Drive, San Jose, CA. The discussion will begin 
 with presentations by an expert panel focusing on how people can reduce 
 their financial risks and deal more effectively with the threat of 
 foreclosure through (1) improved financial literacy and more effective (2) 
 legal and (3) political action. The event is sponsored by Home Owners for 
 Justice, Occupy San José, and the Green Party of Santa Clara 
 County.\n\nSan Francisco, CA (PRWEB) September 11, 2012 On September 15, 
 Henrietta Burroughs, editor-in-chief of East Palo Alto Today, will moderate 
 a panel discussion on foreclosures and homes heading in that direction. The 
 panelists will include CJ Holmes, founder of Home Owners for Justice, 
 attorney Thomas Spielbauer, who specializes in representing foreclosure 
 victims, David Merritt, who has been suing Wells Fargo (Court of Appeals of 
 California No. H036259), Bank of America, Bear Sterns, JP Morgan Chase and 
 others over fraud and unfair business practices, and Spencer Graves, 
 foreclosure researcher and conference organizer. The presentations will be 
 followed by small group discussions of questions for the panelists and 
 possible next steps.\n\nIn July 2012 in Santa Clara County alone, 137 
 families lost their homes to foreclosure. A recent San Francisco 
 Foreclosure Audit "identified what appear to be one or more clear 
 violations of law" in 84% of the 382 foreclosures they studied. However, 
 none of these "clear violations of law" were turned into criminal referrals 
 or other actions that could have helped the foreclosure victims. This 
 stands in stark contrast to the Savings and Loan scandal of 20-25 years 
 ago, during which regulators filed thousands of criminal complaints that 
 lead to over a thousand felony convictions of leading industry executives, 
 according to William K. Black, a litigator for regulators at that time and 
 now a Professor of Law and Economics at the University of Missouri-Kansas 
 City.\n\nCJ Holmes is a realtor in Santa Rosa and founder of Home Owners 
 for Justice. As she saw the devastation of Predatory Lending practices, she 
 was compelled to become an advocate and spokesperson for those without a 
 voice. She appears regularly on KPFA radio 94.1 FM.\n\nThomas Spielbauer is 
 an attorney with 23 years’ experience as a public defender representing 
 those who could not afford a lawyer of their own when facing charges from 
 the state. For a period now, he has been helping home owners who are facing 
 foreclosures to determine what options they have before them, and how to 
 navigate the legal structure, usually, for the first time in their 
 lives.\n\nDavid Merritt is a small business owner and a non-lawyer was a 
 victim of predatory lending and after learning that it was a systemic 
 practice to defraud millions he devoted up to 80 hours per week learning 
 how to fight in court. Previously he has mediated disputes for businesses 
 and social groups; conducted his own seminars and workshops on improving 
 human relations, authored 20th Century American Century, 21st Century Hope, 
 and currently personally prosecuting one of the nation’s largest 
 predatory civil cases. He has been suing Bank of America (Case 
 No.:C09-01179 JW) and others in federal and California Superior Court since 
 2009. His complaint alleges that senior banking executives conspired to 
 defraud millions of Americans with predatory loans that he claims were 
 designed to strip borrowers' income, savings, and then their 
 home.\n\nSpencer Graves is a PhD statistician with broad experience 
 improving products and processes, including for Silicon Valley 
 corporations. He is currently Executive Director of effectivedefense.org 
 and has become passionate for contributing what he can to advocate for 
 victims of this predatory lending waive that has swept our state and 
 country.\n\nSpencer Graves Effective Defense Org 408-655-4567 \n 
 https://www.indybay.org/newsitems/2012/09/15/18721735.php
SUMMARY:Anti Foreclosure Summit
LOCATION:New Community of Faith church, 350 Rainbow Dr.  in west San Jose 95129
URL:https://www.indybay.org/newsitems/2012/09/15/18721735.php
DTSTART:20120915T200000Z
DTEND:20120916T000000Z
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